Factor Report

Data as of market close on 4/13/2026.

Validea's factor report analyzes any stock using the major investing factors, including value, quality, momentum, and low volatility.
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HBT FINANCIAL, INC (HBT)

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Latest Close: $28.46 Market Cap ($ mil): $1,036 Sector: Financial Industry: Money Center Banks 52 Week High: $29.88 52 Week Low: $21.00 Relative Strength: 65 Twelve Minus One Return: 21.7% Standard Deviation: N/A
PE Ratio: 11.7 Price/Sales: 4.4 Price/Book: 1.5 Price/Cash Flow: 12.5 EV/EBITDA: 9.18 Yield: 2.95% Shareholder Yield: 7.52% F Score: 6 G Score: 4
Return on Equity: 13.3% Return on Assets: 1.5% Return on Tangible Capital: N/A Return on Invested Capital: 0.0% WACC: 4.5% Debt/Equity: 0.09 LT EPS Growth: 10.7% LT Sales Growth: 9.7% Beta: 0.55
HBT Financial, Inc. is the holding company for Heartland Bank and Trust Company. The Company's products and services are primarily deposit, lending, and ancillary products that offer a range of options to meet the financial needs of consumers, businesses, and municipal entities. It also provides a digital banking suite of products. It provides traditional trust and investment services, farmland management, and farmland sales through its wealth management division. It offers a range of lending products with a focus on regulatory commercial real estate (CRE), which includes non-owner occupied CRE, construction and land development (C&D) and multi-family; commercial and industrial (C&I) and owner-occupied CRE; agricultural and farmland, and one-to-four family residential loans. Its deposit accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, and others. It operates approximately 84 branch locations across Illinois, Eastern Iowa and Missouri.

Factor Profile

HBT's exposure to the major factors (100 is highest).

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